US Federal Loan – Consumer information

US Federal Loan – Consumer information

The US government requires institutions which offer Federal Student Loans to disclose the following consumer information. If you require any further information about the content, please email

Other terms and conditions in respect of an offer of a place on a School degree programme also apply.

Student financial aid information

For information about all need based and non-need based federal, local, private and Institutional student financial assistance available to students at Guildhall, please see our Fees & Funding pages.
For the following information about US federal student loans, please see our US Federal Loan page.

  • Terms and conditions of the Title IV HEA (Higher Education Act) loans.
  • Criteria for selecting recipients and determining the award amount.
  • Eligibility requirements and procedures for applying for aid.
  • Methods and frequency of disbursements of aid.
  • Rights and responsibilities of students receiving Title IV HEA student financial aid, including the criteria for continued student eligibility and standards for satisfactory academic progress.
  • Terms of loans received as part of the financial aid package, and the necessity for repaying loans.
  • Procedures and forms by which students apply for assistance.
  • The exit counselling information the School collects and provides to servicers.

Facilities and services available to students with disabilities

Students should be aware of disability support and that any related additional costs can be included in their Cost of Attendance when applying for Federal or private loans.  You can find out about the support provided to disabled students on our Disability Support page

Cost of attendance

For information about the cost of attendance, including tuition and fees, books and supplies, room and board, transportation costs, and any other additional costs, please see our Fees & Funding pages.

Cost of Attendance is based on tuition fees/accommodation/living costs and calculated after
taking into account the students SAI (Student Aid Index).

Refund policy, withdrawals and return of Title IV financial aid

For information about Guildhall’s refund policy, please see our Tuition Fee, Enrolment and Debt Collection policy.

Requirements for the return of Title IV funds are published on our US Federal Loan page, and include information on the withdrawal process.

1098T Tax Form

As a foreign institution Guildhall does not complete the 1098T tax form for students. However, as an alternative, students are advised to request a Certificate of Fees Paid, which may be used for tax purposes. Please contact the Student Funding Officer for further information.

Academic Programme Information

For information about current taught degree programmes and other educational and training programmes available at the School, please see our Study pages. Bachelors degrees and Masters degrees are eligible for US financial aid. Please note that non-degree programmes, the PG Cert in Performance Teaching programme, the MA in Music Therapy programme and our doctoral programmes are not eligible for US financial aid.  The Guildhall School does not currently participate in the Turing study abroad scheme.

Privacy of student records

How we use your data: Guildhall School is a department of the City of London Corporation (“the City of London”) and the City of London is the data controller. The City of London’s privacy notice explains how the City uses your data.

Where there are activities unique to Guildhall School these are covered in more detail by the School’s Privacy Notice and by the privacy notice specific to Higher Education. These notices cover how we use your information, your right to review and request amendment to your information and how we protect your information. 

For the purposes of administering the US loans your data will be shared with the US Education Department, and their agents and contractors (as authorised in the Master Promissory Note) in accordance with the School's overarching and HE privacy notice.  

Should you have a complaint about the processing of your US loan, you have the right to file a complaint with the US Department of Education, although it would be preferable that you contact the School first so that we can try to resolve the problem for you.

Student loan information published by the US Department of Education

Guildhall will provide information published by the US Department of Education to students at any time that information regarding loan availability is requested, including the rights and responsibilities of students and schools under Title IV HEA (Higher Education Act) loan programs.

National Student Loan Data System (NSLDS)

If you take out a federal loan at Guildhall, we will submit the details of your loan to NSLDS and this data will be accessible to guarantee agencies, lenders and schools determined to be authorised users of the data system.

Entrance counselling for student loan borrowers

Prior to the first disbursement, first-time borrowers (other than for Parent PLUS loans) will be provided with comprehensive information on the terms and conditions of the loan and of the borrower’s responsibilities through entrance counselling. At Guildhall, entrance counselling is required to be completed via before a loan will be approved.

Exit counselling for student loan borrowers

The School will provide exit counselling to borrowers of loans (other than for Parent PLUS loans) shortly before the student borrower ceases at least half-time study at the school. At Guildhall, exit counselling should be completed via Any student who fails to complete exit counselling via will be emailed a copy of the exit counselling guide, produced by the US Department of Education.

PLUS counselling for student loan borrowers

Prior to the first disbursement, borrowers who are informed by the US Department of Education that they have an adverse credit history (and have obtained an approved endorser or documented to the satisfaction of the US Department of Education that there are extenuating circumstances related to the adverse credit history) will be required to undertake PLUS counselling. At Guildhall, PLUS counselling is required to be completed via before a loan will be approved. 

Code of conduct for education loans

Guildhall’s code of conduct for US education loans is as follows:

In order to prohibit a conflict of interest with the responsibilities of an agent with respect to private education loans, all agents at the School with responsibility for US loans are prohibited from:

  • revenue-sharing arrangements with any lender;
  • receiving gifts from a lender, a guarantor, or a loan servicer;
  • contracting arrangements providing financial benefit from any lender or affiliate of a lender;
  • directing borrowers to particular lenders* or refusing or delaying loan certifications;
  • offers of funds for private loans;
  • call centre or financial aid office staffing assistance; and advisory board compensation.

All agents with responsibility for US loans are reminded at least annually of the code.

* If you are applying for a private US student loan, Guildhall will work with whichever private lender you decide to use, if they are willing to work with us. Please note that we are only aware of one lender currently offering such loans, which is Sallie Mae. Sallie Mae is not a preferred lender and this does not represent a preferred lender arrangement.  If you are considering applying for a private US education loan, please note that you may qualify for FSA loans and that the terms and conditions of FSA loans may be more favourable than the provisions of private education loans.